Home Exterior Upgrades Can Be Expensive. Is It Possible To Finance Your New Roof & Siding? What Are Your Options?

Your home’s siding does more than just make it look beautiful - it’s your house’s armor. It protects your walls from harsh weather, boosts curb appeal, and can even help save money on energy bills. But over the years, we’ve heard plenty of siding myths that cause homeowners to make choices that don’t serve them (or their homes) well. At Allstate Exteriors, we’ve seen just about everything when it comes to siding - from small repairs to full replacements. So today, we’re busting the top 5 siding myths we hear most often and giving you the real facts you can count on. Myth #1: All Siding Is the Same If all siding were created equal, life would be a lot simpler but also a lot riskier for your home! Different siding materials offer very different levels of protection, durability, and maintenance needs. For example, vinyl siding is lightweight, affordable, and comes in tons of color options, making it a favorite for homeowners looking for an easy refresh. On the other hand, fiber cement siding (like James Hardie®) is incredibly strong and built to withstand even the harshest Ohio weather - from hail to humidity. When choosing siding, you’ll want to think about your local climate, your home’s style, and your long-term goals. A quick chat with a trusted siding expert (like our team at Allstate Exteriors!) can help you find what fits best for you. Myth #2: Siding Is Just for Looks Sure, great siding instantly boosts curb appeal. But siding isn’t just about looks; it’s a critical layer of protection for your home. Your siding shields your house from rain, snow, high winds, and even pests. It also keeps the air inside your home comfortable by adding an extra layer of insulation, which means your heating and cooling system doesn’t have to work as hard. That translates into lower energy bills and a more comfortable home year-round. So yes, siding makes your home beautiful, but it’s also doing the heavy lifting to keep everything inside safe and sound. Myth #3: Siding Is Completely Maintenance-Free We wish this were true! While modern siding options are much easier to maintain than wood, they still need a little care to keep performing their best. Over time, dirt, mildew, and debris can build up especially after Ohio’s stormy seasons. A gentle power wash once or twice a year helps maintain your siding’s color and condition. It’s also smart to do a quick inspection every spring and fall to spot any cracks, warping, or loose panels before they become bigger issues. Think of it like your car: it doesn’t need a lot of attention, but regular checkups keep it running (and looking) great for years. Myth #4: Replacing Siding Isn’t Worth the Money If your siding is faded, cracked, or starting to pull away, replacing it is absolutely worth the investment. Not only does it protect your home, but it can also increase resale value and make your property the best-looking one on the block. According to national remodeling reports, new siding ranks among the top home improvements for return on investment, often recouping over 80% of the cost. Plus, new siding materials are designed for better energy efficiency, which means ongoing savings on utilities. Bottom line? Replacing your siding doesn’t just improve your home’s appearance - it enhances its value, protection, and comfort. Myth #5: You Can Install Siding Yourself DIY projects can be fun, but siding installation isn’t one of them. Even the most experienced DIYers can run into issues with proper sealing, alignment, and ventilation, which can lead to water damage, warping, or mold behind the walls. Professional installers (like our team here at Allstate Exteriors) are trained to handle these details perfectly. We follow manufacturer installation guidelines and local building codes, ensuring your siding not only looks flawless but also holds its warranty and stands up to years of weather. When it comes to your home’s exterior, it’s worth doing it right the first time. The Truth About Siding Your siding is more than a pretty face, it’s your home’s first line of defense. Whether you’re looking to boost curb appeal, protect your investment, or lower your energy bills, updating your siding can make a huge difference. At Allstate Exteriors, we believe homeowners deserve honesty, quality, and craftsmanship that lasts. Our team is here to help you find the right siding option for your home and make the process easy from start to finish. 📞 Call us today for a free siding inspection or quote!

Your roof isn’t just a bunch of shingles nailed to wood - it’s the shield that protects your family, your home, and everything inside it. When it comes time for a roof replacement , you’ll quickly realize that not all shingles are created equal. In fact, choosing the right shingle can make the difference between a roof that barely holds up for 15 years and one that gives you decades of worry-free protection. The three most common options homeowners hear about are 3-tab shingles , architectural shingles , and Owens Corning’s Duration Flex shingles . Each offers unique advantages in terms of cost, appearance, and durability. Let’s break down the differences so you can feel confident about the decision you’re making for your home. What Are 3-Tab Shingles? If shingles had a “starter pack,” 3-tab shingles would be it. They’ve been around for decades and are often the most budget-friendly option. They’re called “3-tab” because each strip looks like three separate shingles once installed. Cost: The most affordable shingle option on the market. Lifespan: About 15–20 years, depending on weather and maintenance. Appearance: Flat, uniform look that gets the job done but doesn’t offer much style. Durability: Lightweight, which makes them more vulnerable to high winds, hail, and storm damage. Best fit: 3-tab shingles are ideal for homeowners on a tight budget, rental properties, or situations where you just need something practical without the frills. What Are Architectural Shingles? Now we’re moving into the “step-up” category. Architectural shingles (sometimes called dimensional shingles) are thicker, stronger, and designed with layers that create a more textured, upscale appearance. They’re by far the most popular option for homeowners upgrading their roofs today. Cost: A mid-range investment - more than 3-tab, but not luxury-level. Lifespan: 25–30+ years, which makes them a long-term solution. Appearance: A dimensional look that mimics wood shakes, adding instant curb appeal. Durability: Heavier weight and stronger adhesives help these shingles resist wind, storms, and general wear and tear. Best fit: Perfect for homeowners who want their home to stand out on the block, while still balancing cost and long-term protection. What Are Duration Flex Shingles? Think of Duration Flex shingles as the “luxury SUV” of the roofing world. Manufactured by Owens Corning, these shingles are built with a special polymer-modified asphalt that makes them incredibly flexible and impact-resistant. That means they can handle the kind of weather that destroys other roofs. Cost: A premium option - but you’re paying for unmatched protection. Lifespan: 30–40+ years when properly installed and maintained. Appearance: Similar to architectural shingles but with more refined, designer-level aesthetics. Durability: Class 4 impact rating (the highest available), which means they can stand up to hail, high winds, flying debris, and extreme temperature changes . Best fit: Duration Flex shingles are perfect for homeowners who live in storm-prone areas like Ohio (hail, tornadoes) or Florida (hurricanes). If you’re planning to stay in your home long-term, this is the roof that gives you the most peace of mind. Which Shingle Is Right for You? If you’re looking for the cheapest way to get a roof over your head, 3-tab shingles are your go-to. If you want a beautiful home upgrade that balances cost and quality, architectural shingles are the clear winner. If you want to protect your home against the worst storms nature can throw at you, Duration Flex is absolutely worth the investment. At the end of the day, the right choice depends on your budget, your style preferences, and how long you plan on living in your home. But no matter which way you go, choosing the right roofing contractor is just as important as choosing the right shingle. At Allstate Exteriors, we don’t just slap shingles on your house, we help homeowners across Ohio and Florida make informed decisions about protecting their biggest investment. As an Owens Corning Platinum Preferred Contractor , we have the training, experience, and warranties to make sure your roof lasts for decades. 👉 Schedule your free inspection today and let’s talk about the best roofing solution for your home, your budget, and your peace of mind.

When a storm rolls through, it doesn’t just shake up your roof — it shakes up your peace of mind. Shingles in the yard, water stains on the ceiling, the constant drip-drip-drip reminding you something is wrong… it’s stressful. And right when you’re at your most vulnerable, here come the knock-knocks at the door. “Good news!” the out-of-town roofer says. “We can patch this up cheap, quick, and today!” It might sound like a lifeline, but here’s the truth: those so-called “ storm chasers ” are only here for one reason — to cash in and move on. The difference between a roofer who chases storms and a roofer who calls your town home isn’t just a matter of convenience. It’s the difference between a quick fix that falls apart and a roof that protects your family for the next decade and beyond. 🚨 The Short-Term Fix vs the Long-Term Solution Storm Chasers: Show up immediately after severe weather, often canvassing neighborhoods like salesmen. Offer too-good-to-be-true prices to pressure you into a fast decision. Use low-quality materials and subcontractors you’ll never meet again. Cut corners, then vanish before you even know something went wrong. Local Roofing Companies: Take time to thoroughly inspect and document storm damage. Understand local building codes and climate-specific needs. Use proven crews, trusted materials, and tested installation methods. Stick with you after the storm to ensure your home is truly secure. Think of it like this: would you rather have a stranger fix your car in a parking lot, or a mechanic you know and trust in a certified shop? The same logic applies to your roof. 🏡 The Warranty You Can Actually Use Storm Chasers: Throw around “warranty” promises that evaporate the second they leave town. If leaks start in six months? They won’t be around to answer your call. Your roof could end up disqualified from insurance or manufacturer coverage. Local Roofing Companies: Offer real warranties backed by the manufacturer (like Owens Corning). Provide workmanship guarantees you can actually hold them accountable to. Will be standing by years later when you need a repair, inspection, or just peace of mind. A warranty only matters if the company is still around to honor it. 💰 The Real Cost of “Cheap” Storm chasers love the phrase “we’ll save you money.” But here’s the reality: Cheap work = Expensive repairs later. Improper installation leads to hidden leaks, mold, rotting decking, and ruined insulation. Non-compliant work can void your insurance coverage. Local companies may not always be the “lowest bid,” but they give you: Transparent estimates, with no hidden surprises. Long-term savings because the job is done right the first time. Help navigating your insurance claim so you don’t leave money on the table. It’s not about the lowest price. It’s about the best value over 10+ years. 🤝 The Community Connection Here’s the thing about storm chasers: they don’t know your town. They don’t know your weather patterns. They don’t know your neighbors. They don’t care. But local roofers? They’re woven into the fabric of your community. Their kids go to the same schools. They sponsor the local 5K and Little League teams. You see their trucks and signs long after the storms pass. When you choose local, you’re not just buying a roof — you’re investing in a relationship. One that comes with accountability, reputation, and roots. ✅ The 10-Year Difference So, what happens 10 years down the road? If you hired a storm chaser : You might be on your second or third roof by now, with insurance headaches, hidden leaks, and repair bills stacking up. If you hired a local roofer : Your roof is still strong, your warranty still valid, and you have the same trusted company just a phone call away. The real difference between storm chasers and local roofers isn’t just about who fixes your roof today — it’s about who’s still here when you need them tomorrow. 📞 Ready for a Roof You Can Count On? At Allstate Exteriors, we’ve built our reputation one home, one roof, and one relationship at a time. We’re not chasing storms — we’re standing strong in our community, year after year. ✅ Platinum Preferred Contractor ✅ Real warranties backed by trusted manufacturers ✅ Decades of experience serving Ohio and Florida families ✅ Local, dependable crews you can trust

It’s easy to brush off a small roof leak. Maybe you noticed a faint water stain on the ceiling, a tiny drip during heavy rain, or some shingles that look out of place. You tell yourself, “It’s not that bad. I’ll deal with it later.” But here’s the truth: even the smallest roof leaks can snowball into major and expensive problems. At Allstate Exteriors, we’ve seen homeowners put off minor roof repairs only to face mold, rotten decking, and even structural damage down the road. If you’re wondering what really happens when you ignore a small roof leak, let’s break it down. 1. Water Damage Spreads Quickly Even a small leak allows water to creep into your attic, insulation, and drywall. Over time, that moisture soaks into wood, weakens materials, and spreads throughout your home. Rotting wood decking can compromise your roof’s structural integrity. Stained ceilings and walls lower your home’s curb appeal and value. Sagging drywall can lead to costly interior repairs. 2. Mold and Mildew Growth Where there’s moisture, mold is never far behind. A small leak creates the perfect environment for mold and mildew to grow inside your attic and walls. Mold spores can spread throughout your HVAC system. It can trigger allergies and respiratory issues for your family. Once mold sets in, remediation can cost thousands of dollars. 3. Higher Energy Bills A leaky roof doesn’t just let water in—it lets air out. Moisture damages insulation, making your home less energy-efficient. That means your AC or furnace has to work harder, and your utility bills creep up every month. Replacing insulation and fixing leaks later will cost far more than a simple repair today. 4. Structural Damage to Your Home If leaks continue unchecked, the consequences can be severe: Roof decking may collapse under pressure. Support beams can weaken, affecting your entire home’s stability. Water may even reach your foundation, causing cracks and shifting. What started as a “minor nuisance” could eventually compromise your home’s safety. 5. Shortened Roof Lifespan Your roof is designed to last 20–30 years or more, depending on the materials. But ignoring small leaks accelerates wear and tear. Moisture trapped beneath shingles or flashing will deteriorate roofing materials faster, often forcing homeowners into a full roof replacement years earlier than expected. 6. Insurance May Not Cover It Here’s a harsh reality: most insurance companies expect homeowners to handle routine maintenance. If you delay fixing a small roof leak, your insurance provider could deny your claim for damage, leaving you with the bill. Proactive repairs protect both your home and your wallet. How to Prevent Small Leaks From Becoming Big Problems At Allstate Exteriors, we recommend: Annual roof inspections to catch issues early. Storm damage checks after hurricanes, high winds, or hail. Prompt repairs for missing shingles, cracked flashing, or damaged gutters. Small roof leaks may not seem urgent, but the hidden damage they cause is real and often devastating. By acting quickly, you’ll protect your home, your family, and your investment. Call today to schedule your free estimate!

If you’ve ever gathered multiple roofing estimates, you’ve probably noticed something surprising: the numbers don’t always line up. One contractor might give you a low price, another comes in much higher, and the rest fall somewhere in between. So why do roofing estimates vary so much, and how can you make sure you’re comparing them fairly? At Allstate Exteriors & Restoration Services, we’ve been helping homeowners in Ohio and Florida replace and repair their roofs for decades. We know that your roof is one of the most important investments you’ll ever make for your home, and we believe you deserve clear, honest information when choosing a roofing contractor. Let’s break down the reasons estimates differ and what you should look for when reviewing them. 1. The Type and Quality of Roofing Materials One of the biggest factors in the price of a roof replacement is the type of roofing material. Not all shingles are created equal. For example: Three-tab shingles are typically the most affordable but also have the shortest lifespan. Architectural shingles cost more but are thicker, more durable, and add curb appeal. Impact-resistant shingles and premium options (like Owens Corning Duration FLEX) can provide enhanced protection against wind, hail, and severe weather. But it doesn’t stop at shingles. Quality underlayment, ice and water shield, flashing, vents, and even the type of nails used can all impact the total estimate. 👉 At Allstate Exteriors, we only use Owens Corning roofing products because they’re proven to withstand harsh weather while offering excellent warranties. Our detailed estimates include all the essentials so you’re not left with hidden costs down the road. 2. Labor Costs and Installation Standards Roofing isn’t just about materials - it’s about the people installing them. A roof can only perform as well as it’s installed. Contractors who invest in training, safety certifications, and skilled crews may charge more for labor, but the quality of the installation will save you money in the long run. Crews that are underpaid or rushed may cut corners, leading to leaks and premature roof failure. Certified roofing contractors follow strict manufacturer guidelines, ensuring your roof lasts as long as possible. 👉 As an Owens Corning Platinum Preferred Contractor, Allstate Exteriors is held to the highest installation standards in the industry. That means your roof is installed correctly the first time—giving you peace of mind for years to come. 3. Warranty Coverage Another reason roofing estimates vary is the type of warranty offered. Some companies only provide a basic one- or two-year workmanship guarantee. Others, especially certified contractors, can offer extended manufacturer-backed warranties that cover both materials and labor. 👉 Because of our Platinum Preferred status, Allstate Exteriors can offer extended Owens Corning warranties that most local contractors simply cannot. Pair that with our workmanship guarantee, and you’re covered from every angle. 4. The Scope of Work Not all estimates include the same level of detail. Some roofing contractors may only quote for shingle replacement, while others include additional work like: Replacing rotten decking Upgrading ventilation Installing new flashing around chimneys and skylights Removing and disposing of old materials 👉 At Allstate Exteriors, we provide clear, transparent estimates with line-by-line breakdowns, so you know exactly what’s included and what’s not. 5. Transparency and Reputation Sometimes the lowest bid isn’t really the best deal. Low-ball estimates may not include proper insurance, quality products, or experienced installers and that can cost you more in repairs later. When comparing estimates, always look beyond the price: Is the contractor licensed and insured? Do they have a proven reputation with 5-star reviews? Are they local and established, or could they disappear when you need warranty service? 👉 With thousands of satisfied customers, an A+ rating with the BBB, and countless 5-star reviews, Allstate Exteriors has built a reputation for doing things the right way. We’re a family-owned company that’s here to stay. How to Compare Roofing Estimates Fairly When you’re reviewing multiple bids, keep these steps in mind: Compare apples to apples. Make sure each estimate includes the same quality materials and scope of work. Ask questions. If something isn’t clear, ask the contractor to explain it. A good roofing company will be transparent. Consider long-term value. The cheapest roof may not last as long or provide the same level of protection as one installed by a certified contractor with premium materials. Frequently Asked Questions: Why is one roofing estimate so much lower than the others? It’s often because cheaper materials, limited warranties, or less experienced crews are being used. Always read the fine print. Should I always pick the lowest roofing estimate? Not necessarily. The lowest price may cost you more in repairs and replacements later. Look at the overall value, not just the number. How can I be sure my roofing estimate is fair? Work with a trusted, local roofing company with a solid reputation, certifications, and detailed proposals. At Allstate Exteriors, we believe homeowners deserve more than a number on a piece of paper. You deserve clarity, honesty, and peace of mind. That’s why we take the time to explain our estimates, show you exactly what’s included, and stand behind our work long after the project is complete. Contact Allstate Exteriors today to schedule your free estimate!