How to Vet a Roofer in Cape Coral, Florida Without Getting Burned

After a storm hits, it’s natural to glance up at your roof and wonder — “Did that do any real damage, or is it just aging?” It’s a question our team at Allstate Exteriors hears all the time. Knowing the difference between storm damage and normal wear and tear can determine whether you file an insurance claim or simply plan for future maintenance. Let’s break it down clearly - 💡 Quick Answer: Storm damage is sudden, unexpected, and caused by a specific event (like wind, hail, or falling debris). Wear and tear happens gradually over time from everyday exposure to sun, rain, and temperature changes. If your roof’s condition changed overnight after severe weather — that’s storm damage. If it’s slowly deteriorated over years — that’s normal aging. What Counts as Storm Damage? The Telltale Signs of Storm-Related Roof Damage Storm damage is typically sudden and uneven, meaning it affects certain areas more than others. Here’s what we look for during an inspection: Missing or lifted shingles: High winds can break the seal and tear shingles completely off. Granule loss in random patches: Hail impact can knock granules loose, leaving dark or bare spots. Cracked or bruised shingles: Hail can bruise asphalt shingles, making them soft or pitted. Dented flashing, vents, or gutters: Clear sign of hail or debris impact. Leaks appearing shortly after a storm: Water intrusion from wind-driven rain or torn shingles. These types of damage can compromise your roof’s protective layers, even if they’re not immediately visible from the ground. Pro Tip: Always document storm damage with photos and schedule a professional inspection before filing an insurance claim — insurers often require proof tied to a specific weather event. What’s Considered Normal Wear and Tear? How Aging Naturally Affects Your Roof Even the best roofs age. Exposure to the sun, seasonal temperature swings, and years of wind and rain gradually cause minor changes that are not covered by insurance. Common examples include: Faded shingle color or surface granule loss Small cracks or curling edges from UV exposure Moss or algae growth Nail pops or minor sealant wear around flashing Slight sagging from years of weight and moisture cycles These are maintenance issues, not sudden damage — and while they can lead to bigger problems down the road, they typically signal it’s time for upkeep or eventual replacement, not a claim. Why the Difference Matters Insurance Coverage Depends on the Cause Insurance companies only cover sudden, accidental events — meaning storm damage. Normal wear and tear falls under homeowner responsibility. That’s why accurate documentation and professional evaluation matter so much. At Allstate Exteriors, our trained inspectors know exactly how to tell the difference. We’ll identify: The age of the damage (fresh vs. old) The pattern of impact (random vs. consistent) Whether the issue was caused by wind, hail, or improper installation That distinction could be the difference between an approved claim or an out-of-pocket repair. Local Conditions in Ohio & Florida Weather Patterns That Affect Roofs Differently Ohio: Hail, heavy snow, and freeze-thaw cycles cause shingle cracking and granule loss. Florida: High winds, hurricanes, and salt air break down sealants and lift shingles faster. Knowing your local climate risks helps you spot the difference between long-term wear and true storm damage. The Bottom Line: Storm damage happens fast and usually leaves visible clues. Normal wear and tear creeps in over time. Either way, ignoring changes can shorten your roof’s life and void your manufacturer’s warranty. When in doubt, call the pros. One free inspection from Allstate Exteriors can tell you exactly what’s going on — no guessing, no pressure. Schedule Your Free Storm Damage Inspection

When most people think about their roof, they don’t usually think about their gutters. But truth is — your gutters are one of the hardest working parts of your home’s exterior. They may not be the most glamorous feature, but they play a major role in keeping your roof, siding, and foundation safe from costly water damage. At Allstate Exteriors, we’ve seen firsthand what happens when gutters are clogged, damaged, or missing altogether — and it’s never pretty. So, let’s break down why gutters are so important and what their purpose really is. What Do Gutters Actually Do? Gutters are designed to channel rainwater away from your home. When rain hits your roof, it flows down to the edge. Without gutters, that water would pour directly off your roof and pool around your foundation, seep into your siding, or wash away landscaping. Properly installed gutters: Collect rainwater running off your roof Direct it into downspouts Carry that water safely away from your home’s base That simple process helps protect nearly every major part of your home — from the roof deck to the basement. Why Gutters Are So Important Here’s what happens when your gutters are doing their job (and what can go wrong when they’re not). 1. They Protect Your Roof and Fascia Gutters help keep water from backing up under your shingles. When debris builds up and clogs your gutters, water can overflow and soak into the fascia board (the area right under your roofline). Over time, that causes rot and can even lead to roof leaks. 2. They Prevent Foundation Damage Pooling water around your home’s base is one of the biggest causes of foundation cracks and settling. Gutters move that water away before it can soak into the ground near your foundation. This is especially important here in Ohio and Florida , where heavy rain can come down fast and flood-prone areas are common. 3. They Protect Siding and Windows Without gutters, rainwater running off the roof can streak down your siding and windows, leading to stains, wood rot, and even interior water leaks. Gutters prevent that by controlling where the water goes — and keeping it away from your walls. 4. They Help Prevent Soil Erosion and Landscape Damage Ever notice dirt splashing up on your home after a heavy rain? That’s from water falling straight off the roof. Over time, this erodes soil and destroys mulch, grass, or flower beds. Gutters and downspouts control the flow of water so your landscaping stays beautiful. 5. They Reduce Mold and Mildew Growth When water constantly sits near your home, it creates the perfect environment for mold and mildew. Proper drainage prevents that moisture buildup and keeps your home cleaner and healthier. Signs Your Gutters Might Need Attention Not sure if your gutters are still doing their job? Here are a few red flags to watch for: Water spilling over the sides during rain Peeling paint or rot on your fascia or soffit Sagging or pulling gutters Puddles forming near your foundation Cracks in your foundation or basement walls Rust or visible holes in gutter sections If you spot any of these, it’s time for a gutter repair or gutter replacement before it leads to more serious damage. Gutter Systems That Work Best At Allstate Exteriors, we install durable, seamless gutter systems designed to handle the heaviest rain - perfect for Ohio storms and Florida downpours . Seamless gutters not only look cleaner, but they also reduce leaks compared to traditional sectional systems. We also recommend gutter guards, especially if your home is surrounded by trees. Gutter guards help keep leaves and debris out, meaning less maintenance and fewer chances for clogs. The Bottom Line Gutters are more than just metal strips along your roofline - they’re your home’s built-in drainage system. Without them, your home would be constantly fighting against the damage caused by water. Whether you need new gutters installed, old ones replaced, or just want to make sure yours are ready for the next storm, Allstate Exteriors is here to help. Our team provides honest assessments, top-quality materials, and expert installation every time. Ready to Schedule a Gutter Inspection? If you’ve noticed water overflowing, sagging gutters, or just want peace of mind before the next big rain, we’ve got you covered .

By Allstate Exteriors – Your Local Roofing Experts When winter hits Columbus, your roof takes on the full force of snow, ice, and freezing rain. If your roof isn’t ready, small problems can quickly turn into leaks, water damage, or costly repairs. Taking a few simple steps now can protect your home all season long. 1. Schedule a Roof Inspection Before the cold weather arrives, schedule a professional roof inspection in Columbus, Ohio . At Allstate Exteriors, our experts check for: Missing or cracked shingles Soft or damaged decking Loose flashing or exposed nail heads Signs of leaks or water intrusion Fixing these issues early helps your roof last longer and keeps your home safe through the winter. 2. Clean Your Gutters and Downspouts Leaves and debris in your gutters can block water flow. When snow melts, this can cause ice dams — one of the biggest winter roofing problems in Ohio. ✅ Clear gutters before the first freeze ✅ Make sure downspouts are open and draining properly ✅ Consider adding gutter guards for long-term protection 3. Trim Back Tree Branches Branches that hang over your roof can snap under the weight of snow or ice. Trimming them now prevents damage to your shingles and gutters later. 4. Check Attic Insulation and Ventilation A warm attic can melt snow on your roof, which then refreezes at the edges and forms ice dams. Good ventilation and insulation help keep attic temperatures even — protecting your roof and lowering energy costs. If you’re not sure what condition your attic is in, Allstate Exteriors can inspect it for you. 5. Seal Flashing and Roof Penetrations Water often sneaks in around chimneys, vents, and skylights. Before winter, check the sealant and flashing around these areas. Resealing them now prevents leaks when temperatures start to fluctuate. 6. Watch for Flat or Low-Slope Roofs If your home or garage has a flat or low-slope roof, make sure drains are clear and no areas are sagging. Heavy snow can cause ponding water, leaks, or even collapse if not maintained properly. Stay Protected All Winter Long Your roof is your home’s first line of defense against Ohio’s winter weather. At Allstate Exteriors, we’ve helped homeowners in Columbus and throughout Central Ohio stay protected for over 20 years. As an Owens Corning Platinum Preferred Contractor with an A+ BBB rating , we take pride in doing things the right way — every time. SCHEDULE YOUR FREE ESTIMATE!

Florida weather doesn’t mess around - one week it’s blazing hot, the next it’s pouring rain, and by the weekend, the wind’s trying to take your patio furniture. Through it all, your roof takes the biggest hit. That’s why regular roof inspections are one of the smartest things a homeowner can do. At Allstate Exteriors , we treat every inspection like it’s our own home up there. We know how unpredictable Florida weather can be, and we’ve seen firsthand how fast small issues can turn into expensive headaches if they go unnoticed. Here’s what we look for every single time we’re on your roof in Orlando (and why it matters). 1. Shingles or Tile Condition Your roof’s surface is the first thing we check. We look for cracked, lifted, or missing shingles, and for tile roofs, we check for chips and hairline fractures that can lead to leaks later. Florida’s combination of strong UV rays and heavy rain can wear down roofing materials faster than most homeowners realize. Even something that looks “minor” can open the door for water intrusion which leads to rot, mold, and insulation damage. If it’s not sealed tight, we’ll find it. 2. Flashing and Sealant Flashing is that thin layer of metal around your vents, chimneys, and skylights - basically the unsung hero of your roof. We check for cracks, rust, or gaps in the sealant that could let water sneak in. Florida’s heat can cause the caulking to dry out and crumble, so keeping these areas watertight is key to preventing leaks. 3. Underlayment and Decking Think of your underlayment as your roof’s invisible armor. It sits beneath the shingles to protect your home from leaks. We check for soft spots, wrinkles, and signs of trapped moisture. If we see anything that feels spongy underfoot or looks discolored, that’s a sign the decking might be compromised. Catching that early can save you thousands. 4. Gutters and Drainage Florida rainstorms are no joke and when gutters are clogged or sagging, that water has nowhere to go. We make sure your drainage system is doing its job by checking that gutters are clear, pitched correctly, and attached securely. Proper drainage helps prevent rot, mold, and premature roof aging. 5. Attic Ventilation and Insulation A lot of roof problems actually start in the attic. During your inspection, we look for signs of poor ventilation like damp insulation, musty smells, or heat buildup. Good ventilation helps extend your roof’s lifespan and keeps your energy bills in check (which every Florida homeowner can appreciate). 6. Storm or Wind Damage After hurricane season or even a strong thunderstorm, we often find loose shingles, missing granules, and debris damage that isn’t obvious from the ground. Our team documents everything with photos so you can see exactly what we see — and if an insurance claim is needed, you’ll already have clear proof. When Should You Schedule a Roof Inspection? A good rule of thumb: once a year for maintenance, and after any major storm. You should also schedule an inspection if you’re buying or selling a home, or if you’ve noticed leaks, stains, or missing shingles. Florida weather can be unpredictable, but roof damage doesn’t have to catch you off guard. Staying ahead of it with regular inspections gives you peace of mind — and helps you avoid those “uh-oh” moments when the next storm rolls through. ⭐️ Why Homeowners in Orlando Trust Allstate Exteriors ⭐️ We’re not just a roofing company: we’re your neighbors, and we truly care about keeping your home protected. As an Owens Corning Platinum Preferred Contractor , we hold ourselves to higher standards than most. Our inspections are detailed, honest, and never pushy. When you call us, you’ll get: ✅ A thorough, photo-documented report ✅ A licensed and insured roofing professional ✅ Local expertise in Florida codes and storm regulations ✅ Transparent, straightforward communication We’ve helped homeowners all across Orlando , Palm Bay , Cape Coral , and surrounding areas keep their homes safe and dry. ☀️ Book Your Roof Inspection Today If it’s been a while since your roof was checked or if you’re just not sure what shape it’s in - let’s get you scheduled. Roof inspections in Florida aren’t just about catching problems; they’re about protecting your investment and your peace of mind. Give us a call today at 321-300-0378 or click here to schedule your free roof inspection.

Your home’s siding does more than just make it look beautiful - it’s your house’s armor. It protects your walls from harsh weather, boosts curb appeal, and can even help save money on energy bills. But over the years, we’ve heard plenty of siding myths that cause homeowners to make choices that don’t serve them (or their homes) well. At Allstate Exteriors, we’ve seen just about everything when it comes to siding - from small repairs to full replacements. So today, we’re busting the top 5 siding myths we hear most often and giving you the real facts you can count on. Myth #1: All Siding Is the Same If all siding were created equal, life would be a lot simpler but also a lot riskier for your home! Different siding materials offer very different levels of protection, durability, and maintenance needs. For example, vinyl siding is lightweight, affordable, and comes in tons of color options, making it a favorite for homeowners looking for an easy refresh. On the other hand, fiber cement siding (like James Hardie®) is incredibly strong and built to withstand even the harshest Ohio weather - from hail to humidity. When choosing siding, you’ll want to think about your local climate, your home’s style, and your long-term goals. A quick chat with a trusted siding expert (like our team at Allstate Exteriors!) can help you find what fits best for you. Myth #2: Siding Is Just for Looks Sure, great siding instantly boosts curb appeal. But siding isn’t just about looks; it’s a critical layer of protection for your home. Your siding shields your house from rain, snow, high winds, and even pests. It also keeps the air inside your home comfortable by adding an extra layer of insulation, which means your heating and cooling system doesn’t have to work as hard. That translates into lower energy bills and a more comfortable home year-round. So yes, siding makes your home beautiful, but it’s also doing the heavy lifting to keep everything inside safe and sound. Myth #3: Siding Is Completely Maintenance-Free We wish this were true! While modern siding options are much easier to maintain than wood, they still need a little care to keep performing their best. Over time, dirt, mildew, and debris can build up especially after Ohio’s stormy seasons. A gentle power wash once or twice a year helps maintain your siding’s color and condition. It’s also smart to do a quick inspection every spring and fall to spot any cracks, warping, or loose panels before they become bigger issues. Think of it like your car: it doesn’t need a lot of attention, but regular checkups keep it running (and looking) great for years. Myth #4: Replacing Siding Isn’t Worth the Money If your siding is faded, cracked, or starting to pull away, replacing it is absolutely worth the investment. Not only does it protect your home, but it can also increase resale value and make your property the best-looking one on the block. According to national remodeling reports, new siding ranks among the top home improvements for return on investment, often recouping over 80% of the cost. Plus, new siding materials are designed for better energy efficiency, which means ongoing savings on utilities. Bottom line? Replacing your siding doesn’t just improve your home’s appearance - it enhances its value, protection, and comfort. Myth #5: You Can Install Siding Yourself DIY projects can be fun, but siding installation isn’t one of them. Even the most experienced DIYers can run into issues with proper sealing, alignment, and ventilation, which can lead to water damage, warping, or mold behind the walls. Professional installers (like our team here at Allstate Exteriors) are trained to handle these details perfectly. We follow manufacturer installation guidelines and local building codes, ensuring your siding not only looks flawless but also holds its warranty and stands up to years of weather. When it comes to your home’s exterior, it’s worth doing it right the first time. The Truth About Siding Your siding is more than a pretty face, it’s your home’s first line of defense. Whether you’re looking to boost curb appeal, protect your investment, or lower your energy bills, updating your siding can make a huge difference. At Allstate Exteriors, we believe homeowners deserve honesty, quality, and craftsmanship that lasts. Our team is here to help you find the right siding option for your home and make the process easy from start to finish. 📞 Call us today for a free siding inspection or quote!